Publications

Periodic Publications form FUEDI Member Associations

This article is published at a time when FUEDI – the European Federation of Loss Adjusting Experts is led by its President, Nicholas Herrmann, of Bund Technischer Experten (BTE), Germany. His presidency provides a timely opportunity to reflect on a defining loss event for both the German insurance market and the European loss adjusting profession: the July 2021 floods in western Germany, the largest insured loss in Germany’s history.

The catastrophe not only tested insurers and public authorities, but also demonstrated the critical importance of independent, professional loss adjusting expertise—the core mission of FUEDI and its member associations. With Germany at the centre of this unprecedented event, and with FUEDI’s presidency held by a German loss adjusting professional, the 2021 floods offer a powerful case study in how loss adjusters contribute to fair claims settlement, economic recovery and public trust following major disasters.

DOWNLOAD

This document highlights differences in the possible recovery of Insurers’ outlay following disturbances and riots. There is a contrast made of responses within the UK and Europe – June 2026

Following the disturbances in Belfast in June 2026 this document provides some background concerning the possibility of recovering Insurers’ outlay. In addition, this document will be an interesting comparison for European Loss Adjusters and Insurance Experts on how Riot and Malicious Damage claims are handled in the United Kingdom (UK) and the fact that within the UK itself there is different legislation according to the Country within the UK.

DOWNLOAD

This document analyses France's public-private hybrid natural disaster insurance scheme (Cat-Nat), its effectiveness, challenges, and the impact of climate change on its sustainability. We thank Béatrice Grandury from FEDEA for bringing this report to our attention – May 2026

The Cat-Nat scheme, established in France in 1982 to compensate for the lack of cover for certain natural phenomena of exceptional intensity, is thus under significant strain. For example, the drought of 2022 cost nearly €3.5 billion under the natural disasters scheme for all parties concerned (policyholders, insurers, reinsurers).

DOWNLOAD

Vice President Klaas Brand speaks at the Australian Institute of Chartered Loss Adjusters Asia Conference – May 2026

For the first time, FUEDI was invited to give a presentation during this Asia-Pacific conference to its guests, specifically to share insights into FUEDI’s good work, potential cultural differences and most importantly, how we can help each other to further elevate the profession of loss adjusting.

DOWNLOAD

Vice President Klaas Brand speaks at the Australian Institute of Chartered Loss Adjusters Asia Conference – May 2026

For the first time, FUEDI was invited to give a presentation during this Asia-Pacific conference to its guests, specifically to share insights into FUEDI’s good work, potential cultural differences and most importantly, how we can help each other to further elevate the profession of loss adjusting.

DOWNLOAD

THE IRAN CONFLICT: IMPLICATIONS FOR EUROPEAN INSURANCE & REINSURANCE MARKETS – May 2026

This publication is strictly non-political. Its purpose is to provide a professional, technical assessment of the implications for the European insurance and reinsurance markets, while maintaining full respect and empathy for all those affected by the conflict.

DOWNLOAD

FUEDI Start – April 2026

In a rapidly evolving European insurance landscape, the future of the expert profession depends on renewal, collaboration, and strategic vision. Young FUEDI was created to ensure that the next generation of experts is not only represented — but empowered.

DOWNLOAD

Denmark – the march toward sustainability – November 2025

Denmark’s insurance industry is increasingly aligning with national climate goals by integrating recycling and eco-friendly repairs into property claims management. For loss Adjusters, this shift is not just strategic—it’s essential. This article explains how and why this issue has become a leading principle in Denmark.

DOWNLOAD

Hurricane Melissa Devastates Jamaica: A Human and Financial Reckoning for the Insurance Sector – November 2025

Hurricane Melissa made landfall in Jamaica on Tuesday, October 28, 2025, near New Hope in Westmoreland Parish. The landfall occurred early Tuesday afternoon local time, with the hurricane bringing catastrophic Category 5 conditions and sustained winds of 185 mph. This article provides a brief insight into the aftermath of the hurricane in human and damage terms. Our thoughts are very much with the victims.

DOWNLOAD

Developments in the Belgium Insurance Market on the basis of settlement – November 2025

The Belgium insurance market has seen significant developments in the basis of settlement of claims. These changes aim to enhance transparency, efficiency, and fairness in the claims process. This report outlines the latest developments, focusing on the role of loss adjusters, the information they need to gather, and the instructions required from insurers. Additionally, it includes advice from the GEBCAI (Groupement des Experts Belges en Constatation et Ajustement des Indemnités) loss adjusting association and their professional requirements.

DOWNLOAD

Requirements for Licensing of Loss Adjusters in Europe Version 2 – November 2025

The purpose of this document is to provide guidance on the regulatory requirements in FUEDI member associations’ countries of operation. This is NOT legal guidance but provides a starting point for research. Readers must not rely on this and full legal guidance must be obtained from the relevant country / jurisdiction.

DOWNLOAD

FEDEA guide on the methodology for determining the root cause of a clay swelling claim – October 2025

This is a guide on the methodology for determining the root cause of a clay swelling claim (RGA), following approval by FRANCE ASSUREURS and the CCR (Caisse Centrale de Réassurance). This is a ‘common reference framework’ developed by FEDEA in partnership with FRANCE ASSUREURS and the CCR.

DOWNLOAD

FUEDI Statement on the Valencia Floods, October 2024 – August 2025

On 29 October 2024, the region of Valencia, Spain, endured one of the most catastrophic flood events in recent European history. Triggered by a DANA (Depresión Aislada en Niveles Altos), this slow-moving storm system unleashed over 300 mm of rain in just four hours, devastating homes, infrastructure, and livelihoods.

DOWNLOAD

Navigating Luxembourg’s Insurance Landscape Amid Rising Pressures by Robert Becker Expert Assermenté CEL – July 2025

Luxembourg’s insurance market continues to stand out as one of Europe’s most resilient and sophisticated. With total premium income reaching €46.4 billion in 2024—€19.6 billion of which came from non-life insurance—the sector plays a vital role in protecting assets, businesses, and livelihoods. Yet, beyond the headline figures, it’s the claims process that truly reflects the strength and integrity of the market.

DOWNLOAD

APCAS Recommendations for Natural Disasters

The association offers recommendations to deal with the damage caused by phenomena such as the DANA (Spanish acronym for Isolated High Altitude Depression)

DOWNLOAD

Impact of digital tools on Loss Adjusting (small losses)

Loss Adjusters have been using digital tools for a while now. These tools such as laptops, tablets, mobile phones, laser measuring devices etc have made our day-to-day jobs so much easier.

DOWNLOAD

Business Interruption - COVID-19

There has been considerable debate over the cover for business interruption following the outbreak of the Covid-19 pandemic. This document provides some information on the thinking of Jens Otto.

DOWNLOAD

COVID-19 Update

The global outbreak of Covid-19 has led to considerable cooperation amongst the Insurance industry, Trade Bodies and Professional associations across the globe. FUEDI is playing its part by gathering information and sharing this in this paper. We are indebted to our volunteers across Europe for setting time aside to provide assistance at this most difficult time.

DOWNLOAD

Fuedi News 2/2018

At the end of September, the international FUEDI conference took place in Vienna amid great interest. Around 90 participants listened to the presentations of the top speakers invited. Martin Schörkhuber, the chairman of AFILA and president of FUEDI, is very satisfied with the lively participation.

DOWNLOAD

What is Cyber Crime - First Cyber Workgroup Report

Cyber spying, or cyber espionage, is the illegal act or practice of obtaining data and or secrets without the permission of the holder of the information (personal, sensitive, proprietary or of classified nature), from individuals, competitors, rivals, groups, governments and enemies for personal, economic, political or military advantage using methods on the Internet, networks or individual computers through the use of cracking techniques and malicious software.

DOWNLOAD

Cyber Risks & Cyber Crime Presentation

Cyber Risks & Cyber Crime Lisboa
26. October 2018
Mark Vos, B Eng, FCILA, FUEDI-ELAE
FUEDI workgroup Cyber

DOWNLOAD